Planning With Retirement Benefits

More and more people are holding the bulk of their wealth in qualified plans and individual retirement accounts (IRAs). Although most plan participants know that these vehicles provide income tax-free growth for assets held in them, few understand the rules regarding plan distributions. With proper planning, participants can make the most of this income tax benefit and even pass some of that benefit on to their beneficiaries.

Planning With Retirement Benefits

» Income Taxation of Qualified Plans and IRAs

» Distribution of Plan Assets to the Participant

» Distribution of Plan Assets After the Participant's Death

» Estate Tax Considerations

» Planning Considerations